Driving with No Insurance

Driving with no Insurance is an offence which is viewed very seriously by the Courts.

The Law requires that any driver of a motor vehicle has insurance thus insuring them against third party claims, ie the claims by others against your actions. It must be the driver that is insured and not the vehicle. The offence of driving with no insurance carries an obligatory endorsement of between 6 and 8 penalty points, the power to impose a discretionary disqualification and a fine of up to £5,000.

Driving with No Insurance is described as a strict liability offence, meaning either you had insurance or you didn’t. We at Trident can look at all the facts and advise you on the appropriate course to take.

But I thought I had insurance…

There are occasions when you drive a car, thinking that there was insurance in place but there wasn’t. Whilst you have committed the offence, dependant upon the circumstances, an application for “special reasons” could be made to the Court, to avoid the imposition of the points or the disqualification. See our section “Application for Special Reasons


If you have been summonsed to Court for No Insurance , contact Carl today and see what he can do for you.